In This Season Of Flight Cancellations, Remember To Buy Travel Insurance

Passengers who purchased their tickets in advance request refunds from the airline as cash-strapped Jet Airways has cancelled most of its flights and is on the verge of closing after failing to get financial help.

Airlines are not obligated to compensate passengers for delays, but they will refund money for cancelled trips or allow passengers to book alternative flights. A customer cannot claim compensation if they reject the airline’s offer of replacement travel arrangements or if the cancellation occurs due to extraordinary circumstances outside the airline’s control.

Insurance Reimbursement

A valid travel insurance policy can aid the traveller in the event of cancelled or delayed flights. The passenger will receive compensation from the travel insurance policy if the airline cancels or delays a flight. Under the heading “trip delay and a missed connection,” insurers pay a specified sum based on the sum assured of the policy. However, the insurance coverage will not make up the difference if the traveller misses the flight due to her own delay.*

How To Obtain Unused Insurance Benefits*

It is generally good to have flight cancellation insurance that includes airline cancellation protection, especially for international trips. In reality, you must have travel insurance if you’re going to the US or have a Schengen visa, which allows you to travel to 26 countries in Europe. A yearly travel insurance package is an option for someone who plans to travel abroad more than once.

If a passenger does not have trip cancellation insurance and a flight to a foreign country is cancelled, he will not be entitled to reimbursement. If the traveller purchases trip cancellation insurance, he will be reimbursed for his airfare and lodging costs.

Comprehensive Cover*

All general insurance providers offer comprehensive travel insurance with medical and non-medical crisis coverage. A valid insurance policy will cover lost passports and natural disasters that force travel cancellations and delays. Medical costs can be exceedingly pricey when travelling. Ensure that the spending caps associated with your health insurance are sufficient. In addition to covering your medical expenses while travelling, comprehensive travel insurance also covers the cost of returning the insured person to their home country for medical treatment.

Most policies also cover non-medical emergencies in addition to covering medical costs. It can be costly if your trip plans change at the last minute because you will need to make new reservations for your travel plans.

Specialized international travel insurance plans cater to various travel needs, with premiums determined by age, family size, destination, journey duration, and chosen coverage.*

A travel insurance premium calculator is a convenient tool you may utilise online to check the amount of coverage needed based on your requirements.

*Standard T&C Apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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